Privacy Policy — Dan Noy-Dhar

Last updated 14 August 2026. This policy covers the Dan Noy-Dhar website and both mobile apps — the borrower app and the volunteer app.

In short. We collect only what is needed to decide on a loan and keep its account. Your NID or birth certificate is visible to you and to verifying volunteers, nobody else. Borrowers' full names are never published on this website. We do not sell your data or share it with advertisers. The apps measure which screens are used and where they fail, and you can turn that off.

1. What we collect

Identity and contact: name as printed on your NID, Facebook name where it differs, mobile/WhatsApp number, email, guardian's name and number, gender, religion, blood group, Facebook profile link.

Academic: institution, department, batch, roll number, session, hall and room number, profession.

Address: present address, home district, permanent address.

Documents: a passport-size photograph, and an image and number of your NID or birth certificate.

Loan records: amount requested, purpose, term, repayment plan, instalment history, and proof of payment you upload (screenshots and transaction IDs).

Messages: messages and images sent inside the app.

Technical: whether you are currently online, when you were last active, a device token for notifications, and your language and theme preference.

Usage measurement: which screens are opened, which steps of a form people give up on, which actions fail, your device model and app version, and a randomly generated account identifier. Amounts are recorded only as broad bands — "৳2,500 to ৳5,000" — never the figure itself. Your name, phone number, address, documents, messages and the details of your loan are never sent to this. It exists to answer one question: where does the app fail people who need it, so it can be fixed. You can switch it off in Settings.

2. Why we collect it

To verify and decide on loan applications, to keep the instalment ledger, to contact you about your loan, and to keep the fund's accounts transparent. None of it is used for advertising or marketing.

3. Who can see it

NID and birth certificate: you, and volunteers at Hall Representative level or above. Nobody else, including other members.

Your profile and loan details: you and the volunteers.

Published on this website: loan amounts, purposes, dates and repayment status — but not names. Only an ID and initials appear. Contributors are listed by name and contribution, because that is how their giving is honoured.

Other members: see only how many people are online, never which ones.

4. Third parties

We use Google Firebase for authentication, database, file storage, notifications and usage measurement (Google Analytics). Signing in with Google gives us your name, email address and profile picture. If Facebook verification is enabled, Meta tells us your Facebook ID and name. We share your information with nobody else. We do not sell data.

Google Analytics receives only the usage measurement described in section 1 — screens, failures, device model, and a random identifier. It never receives your name, number, documents, messages or loan details. Turning it off in Settings stops it at the source, on your device, rather than merely asking Google not to look.

5. How long we keep it

Everything is kept while a loan is active. Once a loan is fully repaid, the image and number of your NID can be deleted on request. The financial record of the loan — dates, amounts, repayments — is retained without your name, because it forms part of the fund's audited accounts.

6. Your rights

You may see, correct or request deletion of your information at any time. See the data deletion instructions.

7. Children

This programme is for university students. We do not knowingly collect information from anyone under 13.

8. Contact

For any question about privacy — dannoydhar@gmail.com or 01711703153.